About us

The Global Business Intelligence Experts

Changing the way companies do business, by delivering data exellence at the heart of your organisation

The Creditsafe Group

  1. Creditsafe in numbers

    Creditsafe, expert and leader in the business information industry, is the most widely used provider of company credit information, company data and credit reports worldwide. How do we know this?

Every 10 seconds 110 credit reports are consulted online. 105,000 organisations with more than 500,000 users make an average of 450.000 business decisions on a daily basis using our company data. One of our many strengths is the availability of our data, with one of the largest in-house databases in the industry, where our long-term business relations can access over 365 million company reports in 160 countries. 

Creditsafe was founded in Norway, is 100% privately owned and has 23 offices in 13 countries, spread over 3 continents and we continue to represent the fastest growing player in our market. From the Brussels office, over 30 employees passionately support entrepreneurs, business owners, credit & risk managers, financial, sales & marketing professionals to optimise their risk and credit management, workflows, business decisions and commercial opportunities 

With the necessary passion and the desire to continue to deliver superior financial and commercial risk company data, we strive to ensure that we continue to meet the needs of our customers.  We want to provide every customer, large or small, with trusted insights using our powerful data and intuitive platforms. This is how we help companies change the way they do business.

The unique Creditsafe company data

Our Global Coverage

Payment data

Company credit scores & analyses

105,000 organisations with more than 500,000 users make an average of 450.000 business decisions on a daily basis using our company data. One of our many strengths is the availability of our data, with one of the largest in-house databases in the industry, where our long-term business relations can access over 365 million company reports in 160 countries. 

The reason why we are so reliable is due to the loyal cooperation with local and international data partners. We collect data from over  9,000 local, trusted partners & sources and combine it with our state-of-the-art, robust and innovative scoring algorithm, resulting in superior data (analytics) that drives our business solutions. 

Creditsafe is the founder and manager of a global network of leading commercial credit reference agencies. We have live data streams for over 70 countries, and work with partners who are accepted market leaders in each country for online company data(base) reports. By using local vendors whenever possible, we ensure that niche knowledge is streamed into our data and updated regularly, even daily. 

With the necessary passion and the desire to continue to deliver superior financial and commercial risk company data, we strive to ensure that we continue to meet the needs of our customers.  We want to provide every customer, large or small, with trusted insights using our powerful data and intuitive platforms. This is how we help companies change the way they do business.

Global Coverage

We collect and analyse how millions of invoices are paid daily from more than 90,000,000+ million trade lines worldwide.

The payment data we gather in our 'Trade Payment Data Programme' is based on real and unique payment experiences of companies around the world, giving you an accurate insight into how invoices are paid around the world and how regularly companies pay other suppliers. 

This dataset gives us and you the opportunity to build an accurate picture of a company's payment performance and see how they perform against their industry in terms of how they pay their invoices. This enables you to make well-informed commercial and/or credit decisions based on the most complete information available.

The payment data we gather in our 'Trade Payment Data Programme' is based on real and unique payment experiences of companies around the world, giving you an accurate insight into how invoices are paid around the world and how regularly companies pay other suppliers.

The Creditsafe credit scoring model is a highly predictive analytical tool using the latest advanced statistical techniques. It combines commercial, financial and other key business indicators, including information on payment transactions, government information, key financial ratios, industry sector analysis and other performance indicators, which help our customers to form a profile of the financial stability and resilience of their existing and future business relationships.

The Creditsafe scoring model predicts the probability of a company going bankrupt within the next 12 months. We can identify hundreds of variables for this model. Next, we consider and weigh each variable with respect to the impact that each variable has had on a company's failure. Finally, we select a number of variables that we compile to create the different modules, providing you with the most up-to-date information in our data and one of the most predictive scoring algorithms available.

With this credit scoring model, we succeed in predicting 81% of bankruptcies 12 months before the company becomes insolvent in Belgium and 70% on average for international companies.

The Creditsafe scoring model predicts the probability of a company going bankrupt within the next 12 months.
Our Global Coverage
Payment data
Company credit scores & analyses

The data process or cycle

Our data is fully Creditsafe owned or supplied to us by our trusted local partners around the world.

1. SOURCING

Our data is collected at a local level worldwide and then compiled in our products. We use the information from local registries and authorities, local publications, collection sources and similar sources in all our online countries. Our data is fully Creditsafe owned or supplied to us by our trusted local partners around the world. 

We have a "Data Governance Framework" that ensures we maintain the quality of the information we provide to our customers.

2. VALIDATION

When we receive our data, we validate it using various techniques from data discovery, certification and statistical collection to workflow management and aggregated verification. We have a "Data Governance Framework" that ensures we maintain the quality of the information we provide to our customers. 

The data is merged, cleansed and linked through a surveillance system to ensure that all data is formatted and distributed for the right purpose.

3. TRANSFORMATION

When our data is verified, we transform and process it in our 'data factory'. The data is merged, cleansed and linked through a surveillance system to ensure that all data is formatted and distributed for the right purpose.  

Once our data is verified and transformed, we then import it into our credit algorithm and products.

4. FUSION

Once our data is verified and transformed, we then import it into our credit algorithm and products. We then create the most updated and accurate data on credit scores and limits, financial results, director information, payment performance data, etc. 

How we support organisations in changing the way they do business

Credit & Finance Management

Risk & Compliance Management

Sales & Marketing

Master Data Management

Empower your credit & finance teams with the power of Creditsafe company credit data.

So they can make faster, well-informed and smart credit decisions. The most used solution is Creditsafe's online credit reports, which allow companies to carry out a credit check on their professional business relations in order to verify the financial performances and understand the potential credit risks. With the credit rating, we manage to predict 81% of bankruptcies 12 months before the company becomes insolvent.

Analysing a company's financial risk information and its indicators are the core of what we do at Creditsafe. Our credit scorecards are one of the most predictive scorecards in the industry, approved by the leading credit insurers.

Optimise your credit management by knowing whether your business relations can meet their credit obligations. As we want to ensure that you have the most up-to-date information available on a daily basis.

Know and understand who you are doing business with.

We enable you to confidently screen new and existing business relationships to protect your business from the threat of financial crime, fraud, terrorist financing, money laundering and reputational damage, without negatively impacting your customer experience. Gain a deeper understanding of the companies you work with, so you are able to build reliable relationships with (new) customers and business partners. 

Protect provides direct access to the LexisNexis WorldCompliance database to streamline your Know Your Customer (KYC) checks or Customer Due Diligence screenings and regulatory audits. Access global adverse media, PEP profiles, sanctions lists and enforcement databases through a single search with Creditsafe Protect.

Creditsafe is fully approved to perform these checks in accordance with the latest regulations and we offer a digital platform for all your due diligence and compliance needs. 

Close deals faster and more often with targeted prospecting opportunities and sales & marketing data intelligence. 

From the prospecting phase to growing your existing customer portfolio. Fill your sales funnel & pipeline with your ideal target audience. Identify companies that are financial credible and therefore are most likely to purchase your services, as well as being able to pay with certainty.

Successfully approach each sales lead with the help of valuable account-level data intelligence insights. Our comprehensive company profiles give you important insight into the organisations you want to work with. Creditsafe's company information database is one of the largest in the world, which means you can enrich profiles with additional fields of valuable account-level company data.

By showing the background and demographic or firmographic profile of each sales lead, you can easily connect with your target audience. With the addition of this intelligent company data, your conversations are enriched and you have personalised marketing company data at your disposal to boost your ROI.

True business intelligence at the core of your organisation to empower your business

Integrate company data & compliance data directly into your CRM & ERP systems and workflows. Accelerate your digital transformation with one API for all your business processes from prospecting to a streamlined customer onboarding; from active business monitoring to intelligent data-automated business (credit) decision making.

The Connect API integrates risk, financial and company data into the applications and software you use, so you can build powerful new functionalities and introduce automated workflows and business decisions. Our Connect technology enables companies worldwide to realise new insights, improve the customer experience and achieve stronger and sustainable growth.

Whether you are a developer, data engineer or architect, the Connect API is easy to use and straightforward to get started right away.  Get direct access to global company data, business intelligence, director information, corporate financial data, compliance (AML & CDD) data, PEP and sanctions listing data, all through one streamlined API.

Credit & Finance Management
Risk & Compliance Management
Sales & Marketing
Master Data Management

Our Values

  1. Fair

    Everyone has a fair chance to express their opinion. We strongly believe in treating our customers fairly and we always strive to provide excellent customer service as well as a fair market pricing model.

  2. Different

    Here at Creditsafe we dare to be different. We remain the rebel on the market, creating unique solutions to better match our customers' needs and requirements.

  3. Proactive

    Standing still is going backwards. Being innovative is something we like to do, so that we can act before the customer's need arises. We are proactive in delivering the most superior and accurate information to our customers in a fast-paced & digital environment.

  4. Fast

    We are proud that our company is the fastest growing in our market. Of course, we have to make sure that our growth spurt does not compromise the quality of our service. We are constantly looking at how we can incorporate the ideas of all our customers and how we can translate this into an efficient service.

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Our contact information

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  1. Our company details

Creditsafe Belgium NV 
Steenweg op Zellik 12, 1082 Brussels - Belgium 
Registration number: 828450670
VAT number: BE0828450670