Free Online Background Checks

Verify a client's background online today

Creditsafe’s suite of identity products ensure your peace of mind when checking and confirming a customer’s background.

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*DPR registration is required to access all identity products.

Know who you're dealing with using Creditsafe's customer background check services

Our background screening information brings together hundreds of data sources online in an instant, saving you both time and money.

  1. Identify and verify potential clients

    Having confidence in who you do business with is crucial, which is why we incorporate over 300 data sources into our background checks. Creditsafe enables you to operate safe in the knowledge that you are dealing with the correct people.

  2. Reduce risk by checking credit history

    Verify your client's credit history to see if you can rely on them to pay on time. Our background checking services also confidentially meets your due diligence obligations by checking your client is not engaged in any suspicious financial activity.

  3. Save time with instant screening

    Maximise new business potential through the increased speed and efficiency of your background checking processes. Our checks will give you an answer in seconds. Reinforce your background checks with our extensive screening data.

More than 100,000 businesses already use Creditsafe

Discover how we can improve your efficiency and ensure regulatory compliance.

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Why use Creditsafe for online background checking services?

Creditsafe's background checking solutions offer enhanced checks that deliver an answer on prospects, tenants and clients in seconds.

  1. Protect your business with PEP & Sanction checks

    Ensure compliance by employing a higher degree of due diligence which meets anti-bribery laws and helps combat corruption. Creditsafe’s PEPs and Sanction checks enable your business to exhibit strong governance all the while upholding a reputation of integrity.

  2. Screen clients against 300+ sources

    Instantly cross-reference over 300 data sources to manage and mitigate anti-money laundering risk, for an enhanced due diligence process. Our data includes: Credit Data, International PEPs and Sanctions Lists, Passport and European ID Cards, Electoral Roll, plus household and utility bills.

  3. Bank data verification

    You can also enrich and enhance your KYC checks by verifying customer bank data via UK bank records, with access to more bank information than any other UK provider. Ensure KYC compliance with regulated bank identification processes.

  4. Paperless audit trail

    We will store a paperless audit trail for 5 years in a highly secure environment to evidence your compliance, whilst protecting your clients' personal data in line with new Data Protection Regulations. Reduce costs associated with physical storage, whilst ensuring you are exhibiting good governance with a paperless audit trail.

Just a few of the many data sources we check against

Creditsafe ID complies with all standard Know Your Customer practices. These can be used by almost any company for general due diligence when background checking new prospects, tenants or employees for example. Creditsafe ID will enable you to reinforce background checks by verifying against:

  • European ID
  • National Insurance Number
  • Driver’s License
  • Passport
  • Bank account
  • Multiple Sanction Databases*
  • Birth Index Register
  • Age range
  • Telephone Directory (BT)
  • Mortality Registers
  • PEP Database*
  • Electoral Roll
  • Postcode Address File (Royal Mail)
  • Consent databases

* available on KYC+ only

Anti Money Laundering

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Frequently asked questions

Who needs to run Anti-Money Laundering checks?

Solicitors, accountants, tax advisers, insolvency practitioners, financial institutions, credit institutions, estate agents, chartered surveyors, trust/service providers, gaming companies and high value dealers with the potential for a business relationship worth over £15,000, such as automotive dealers and jewellers.

Why does my business need to perform Anti-Money Laundering checks on its clients?

The Anti-Money Laundering regulations are governed by 4 Acts: The Proceeds of Crime Act, The Serious Organised Crime and Police Act, The Terrorist Act and the Money Laundering Regulations. Failure to report suspicious activity can carry a criminal sentence and lead to substantial fines from the relevant regulatory body.

What is Electronic verification?

In order to prevent fraud and money laundering it is important to verify individuals carrying out financial transactions. Previously, documentary evidence was relied on to verify an individual. These may not always be available and they can also be easily forged or altered, therefore electronic verification provides extra security and reduces risk against money laundering and fraud. Electronic verification also removes the need for the customer to be present, which saves time and helps support customer relationship building. The risk of money laundering is reduced as several data sources are called upon to verify the customer rather than just relying on documentary evidence.

I have dealt with my clients for many years, do I still need to carry out customer due diligence?

You need to keep CDD up-to-date for all your clients. You may have sufficient documentary ID details on your files, but if there has been any subsequent change to their circumstances or risk profile, you should update your CDD. It is advised to review clients’ CDD on a regular basis.